curl -X POST https://api.zeptopayments.com/payments { "amount": 15000, "currency": "AUD" } Authorization: Bearer sk_live_... "status": "approved" POST /api/v1/transactions { "payee": { "payid": "user@bank" } } X-Request-Id: uuid-v4 "webhook_url": "/callbacks" GET /api/v1/balance { "available": 250000 } "npp_description": "Payment" DELETE /api/v1/agreements/:id { "type": "payto_agreement" } "mandate_id": "mdt_abc123"

Developer Documentation

Zepto API Documentation

Your one stop shop to find all the information and guides to integrate with Zepto.

Get Started View API Reference

Explore Guides

Everything you need to integrate

Zepto Validate (CoP)

Verify

Everything to integrate with Zepto Validate Service, CX Guidelines and confirmation of payee.

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PayTo

Collect

Learn how to integrate PayTo with step-by-step guides covering agreements, payments and webhooks.

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Direct Debit

Collect

Step by step guide to integrate with Zepto's Direct Debit solution for recurring payments.

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PayID Receivables

Receive

Step by step guide on how to create a custom PayID using your domain and getting paid instantly.

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Zepto Float Account

Store

Guides on how to manage your Zepto Float Account, check balance, etc.

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Payout

Payout NPP Direct Entry

Step by step guide on how to create a make a payment via NPP, Direct Entry or via channel switching.

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Webhooks

Notification

Everything about Zepto Webhooks and callbacks — events, notifications and retry logic.

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API Versioning

Reference

Understand Zepto's API versioning strategy, migration guides and backward compatibility policies.

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*PayID and PayTo are registered trademarks of NPP Australia Limited.

Quick Start

Up and running in minutes

Create Account

Register App

Create an OAuth application and configure your callback URLs.

Make API Request

Use your access token to make your first API call.

Sample API Request

curl --request POST
     --url https://api.sandbox.zeptopayments.com/contacts/receivable
     --header 'accept: application/json'
     --header 'content-type: application/json'
     --data '
{
  "name": "test name",
  "email": "Invoice_1234@yourdomain.com.au",
  "payid_email": "Invoice_1234@yourdomain.com.au",
  "payid_email_domain": "yourdomain.com.au"
}
'

Make a bank transfer to our PayID

Payment Information

PayID

Invoice_1234@yourdomain.com.au

Amount & Description

$150.00 · Invoice #1234

400Bad Request

401unauthorized

422Unprocessable Entity