SOLUTION OVERVIEW

Zepto Float Account

A Zepto Float Account is a centralised account that enables businesses to receive, manage, and distribute funds programmatically via API.

It acts as a single source of truth for incoming and outgoing money flows, supporting real-time and batch payment rails.

HOW IT'S USED

Core use cases

A Zepto Float Account acts as a central hub for receiving funds, reconciling transactions, and moving money out programmatically.

Receive & Settle Funds

Accept incoming funds via:

PayID
PayTo
Bank transfers (Direct Entry)

Funds are settled into your float account, giving you immediate visibility and control.

Reconcile & Track

All transactions flowing through the float account can be:

Tracked via APIs and webhooks
Reconciled against internal systems

Provides a clear view of:

Incoming settlements
Available balance
Outgoing payments

Payouts & Disbursements

Use your float balance to:

Send payouts to customers or partners
Process refunds
Move funds programmatically

Supports both:

Real-time payments (NPP)
Batch payments (Direct Entry)

Summary

A Zepto Float Account simplifies money movement by acting as a hub for collecting funds, reconciling transactions, and executing payouts through a single, API-driven integration.

Got a unique use-case?

Speak with our team about your unique business requirements and discover how Zepto Float Account can be tailored to your needs.