Zepto Float Account Overview

SOLUTION OVERVIEW

Zepto Float Account

A Zepto Float Account is a centralised account that enables businesses to receive, manage, and distribute funds programmatically via API.

It acts as a single source of truth for incoming and outgoing money flows, supporting real-time and batch payment rails.

HOW IT'S USED

Core use cases

A Zepto Float Account acts as a central hub for receiving funds, reconciling transactions, and moving money out programmatically.

Receive & Settle Funds

Accept incoming funds via:

  • PayID
  • PayTo
  • Bank transfers (Direct Entry)

Funds are settled into your float account, giving you immediate visibility and control.

Reconcile & Track

All transactions flowing through the float account can be:

  • Tracked via APIs and webhooks
  • Reconciled against internal systems

Provides a clear view of:

  • Incoming settlements
  • Available balance
  • Outgoing payments

Payouts & Disbursements

Use your float balance to:

  • Send payouts to customers or partners
  • Process refunds
  • Move funds programmatically

Supports both:

  • Real-time payments (NPP)
  • Batch payments (Direct Entry)

Overview

When a dispute is raised by the bank, Zepto creates the investigation, notifies your platform, and requests merchant action.

Warning

Make sure you submit evidence before the due date. Missing the deadline may result in the case being closed or rejected.

Success

Once accepted, the action request is completed and the dispute workflow progresses accordingly.

Important

Rejecting an action request without the correct review may cause avoidable operational issues.

Tip

Retrieve the investigation first, then inspect the active action request so you can present the right next step to your merchant.

Overview

When a dispute is raised by the bank, Zepto creates the investigation, notifies your platform, and requests merchant action.

Warning

Make sure you submit evidence before the due date. Missing the deadline may result in the case being closed or rejected.

Success

Once accepted, the action request is completed and the dispute workflow progresses accordingly.

Important

Rejecting an action request without the correct review may cause avoidable operational issues.

Tip

Retrieve the investigation first, then inspect the active action request so you can present the right next step to your merchant.



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